Home Contents Insurance 2027 - 2032
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The Home Contents Insurance scheme in operation through the Housing Service was introduced to give our tenants access to Home Contents Insurance at rates that individually they would not be able to secure. The HCI scheme is available solely for North Lanarkshire Council (NLC) tenants who elect to participate. It is designed to offer a basic pay as you go Home Contents Insurance policy with an option for additional accidental damage cover.
Premium payments charged by the insurance providers in this scheme are based on factors such as:
- The characteristics of the area
- Size of stock
- Overall claims experience in the area
- The market at the time that the scheme was tendered.
As 73%% of our tenants are in receipt of housing benefits or other forms of support for their housing costs, this contract makes the provision of Home Contents insurance more accessible to tenants. Currently circa 5000 tenants subscribe to the scheme.
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